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Classic Chocolate Chip Banana Bread

This delightful chocolate chip banana bread is a true comfort, bringing together the sweetness of ripe bananas and the joy of melted chocolate. It's wonderfully simple to make and a real family favourite, perfect for sharing over a cup of tea.

Prep15 mins
Cook50-60 mins
Servings8-10 slices
Classic Chocolate Chip Banana Bread

There are few things as comforting and truly satisfying as a freshly baked banana bread, and when you add chocolate chips to the mix, well, you've simply elevated it to sheer perfection! This recipe is a delightful way to use up those wonderfully ripe bananas that might be sitting on your counter, turning them into a moist, flavourful loaf that everyone will adore. It’s a classic for a reason, you see, offering a gentle sweetness and a beautiful texture that just melts in the mouth.

I find this particular loaf to be endlessly adaptable and wonderfully simple to prepare, making it a firm favourite in my own kitchen and I'm sure it will be in yours too. The rich, sweet notes of the banana marry beautifully with pockets of melted chocolate, creating a little bit of magic in every slice. Whether it's for a morning treat with a cup of tea, a delightful afternoon snack, or even a simple pudding, it always brings a smile.

So, gather your ingredients, pop on your apron, and let's create something truly special together. This recipe promises a tender crumb and a delicious flavour that will have your family asking for more, and it’s so straightforward, even the most novice of bakers will achieve a splendid result. Let's get baking!

Why You'll Love This Recipe

  • Utilises wonderfully ripe bananas, ensuring natural sweetness and exceptional moisture.
  • The addition of chocolate chips transforms a simple banana bread into an indulgent treat, appealing to all ages.
  • Requires only basic pantry staples and a straightforward method, making it accessible for bakers of all skill levels.
  • A versatile bake, perfect for breakfast, a comforting tea-time snack, or even a light dessert.

Ingredients

  • 225g (8oz) self-raising flour
  • 1 tsp bicarbonate of soda
  • 150g (5oz) caster sugar
  • 100g (3½oz) unsalted butter, softened
  • 2 large eggs, free-range if possible
  • 3 very ripe medium bananas, mashed
  • 2 tbsp milk
  • 150g (5oz) chocolate chips (milk or dark, to your preference)

Equipment Needed

2lb (900g) loaf tin • Large mixing bowl • Electric mixer (optional) • Sieve • Rubber spatula or large metal spoon • Wire rack • Baking parchment

Step-by-Step Instructions

  1. Preheat your oven to 180°C (160°C fan/Gas Mark 4). Lightly grease and line a 2lb (900g) loaf tin with baking parchment, ensuring it overhangs the sides for easy removal. This is a little trick that saves much fuss later!
  2. In a large mixing bowl, cream together the softened butter and caster sugar until the mixture is light and fluffy. An electric mixer makes light work of this, but a good wooden spoon and a bit of elbow grease will do just as well.
  3. Beat in the eggs one at a time, ensuring each is fully incorporated before adding the next. If the mixture looks like it might curdle, a tablespoon of the flour can be added to stabilise it.
  4. Now, add the mashed bananas and the milk to the bowl. Give it a gentle mix until just combined. Don't worry if it looks a little lumpy, that's perfectly fine and adds to the rustic charm.
  5. Sift the self-raising flour and bicarbonate of soda over the mixture. This aerates the flour and prevents lumps, ensuring a lovely, even texture.
  6. Using a large metal spoon or a spatula, gently fold the flour mixture into the wet ingredients until just combined. Be careful not to overmix, as this can develop the gluten too much and result in a tough loaf. A few streaks of flour are quite alright.
  7. Finally, gently fold in the chocolate chips. If you're concerned about them sinking to the bottom, you can toss them in a tablespoon of the flour from the measured amount before adding them to the batter.
  8. Spoon the batter into your prepared loaf tin and level the top gently. Place the tin in the preheated oven and bake for 50-60 minutes, or until a skewer inserted into the centre comes out clean. If the top starts to brown too quickly, you can loosely cover it with foil.
  9. Once baked, remove the loaf from the oven and let it cool in the tin for about 10-15 minutes before carefully lifting it out onto a wire rack to cool completely. Patience is a virtue here, as it slices much better when fully cooled.

Perfect Substitutions

  • Self-raising flour: If you only have plain flour, simply add 2 teaspoons of baking powder to it before sifting.
  • Caster sugar: Granulated sugar can be used, though caster sugar dissolves a little more easily.
  • Unsalted butter: Salted butter is fine, just omit any additional salt in the recipe if you were planning to add some.
  • Milk: You can use buttermilk or even plain yoghurt for an extra moist crumb, adjusting the quantity slightly if needed.
  • Chocolate chips: Chopped dark chocolate, white chocolate, or even a mix of nuts like walnuts or pecans would be lovely additions.

Serving Suggestions

This delightful chocolate chip banana bread is simply divine on its own, but it pairs beautifully with a lovely cup of English breakfast tea or a freshly brewed coffee. For a more indulgent treat, try it warmed slightly with a dollop of crème fraîche, a spoonful of natural yoghurt, or even a scoop of vanilla ice cream. It's also rather splendid toasted and buttered for breakfast! If you enjoyed this, you might also love our Classic Coffee and Walnut Cake and Vibrant Raspberry & Ginger Coulis.

How to Store \u0026 Reheat

To keep your banana bread wonderfully fresh, store it in an airtight container at room temperature for up to 3-4 days. For longer storage, this loaf freezes beautifully. Once completely cooled, slice it and wrap individual slices in cling film, then place them in a freezer-safe bag or container. It will keep well for up to 3 months. Thaw slices at room temperature or gently warm them in a microwave or oven for a minute or two to bring back that lovely fresh-baked feel.

Mary's Secrets to Success

My dear bakers, for a truly splendid banana bread, always ensure your bananas are wonderfully ripe; the browner, the better for that intense flavour and natural sweetness. Do be gentle when folding the dry ingredients into the wet – overmixing is the bane of a tender crumb! And remember, patience is a virtue; let your beautiful loaf cool completely before slicing for the cleanest cuts and best texture. A little sprinkle of demerara sugar on top before baking can also give a lovely, crisp crust.

Frequently Asked Questions

Can I use under-ripe bananas for this recipe?

Oh, dear me, no! For the very best flavour and moisture, it's absolutely crucial to use very ripe bananas – the ones with lots of brown spots or even entirely black skins are perfect. They provide the natural sweetness and moistness that makes banana bread so special.

How do I stop the chocolate chips from sinking to the bottom?

That's a common query, my dear! A simple trick is to toss your chocolate chips in a tablespoon of the measured flour before folding them into the batter. This light coating helps them suspend in the mixture rather than settling at the bottom of the tin.

My banana bread turned out dry, what went wrong?

A dry banana bread is often the result of overmixing the batter or overbaking. Remember, gentle folding is key to keeping the crumb tender, and always check for doneness with a skewer – as soon as it comes out clean, it's ready to come out of the oven!

Can I make this recipe dairy-free or gluten-free?

Indeed you can make some adjustments! For dairy-free, simply substitute the butter with a good quality plant-based baking block and use a dairy-free milk alternative. For gluten-free, you would need to use a reliable gluten-free self-raising flour blend, perhaps with a touch of xanthan gum for structure, though the texture might be slightly different.

How do I know when the banana bread is perfectly cooked?

The best way to tell is to insert a thin skewer or a cocktail stick into the very centre of the loaf. If it comes out clean, without any wet batter clinging to it, then your banana bread is perfectly baked and ready to be removed from the oven. A lovely golden-brown top is also a good indicator.

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